Unified Payment Infrastructure for African Developers

One API for bank transfers, payment links, wallets, and webhooks. PayLayer routes to the best provider so your product never stalls.

Trusted by fintech builders across Africa.

Sample Response

{
  "reference": "a1b2-uuid",
  "status": "SUCCESS",
  "provider": "paystack",
  "provider_reference": "TRF_xxx"
}

Built for African Payment Complexity

Reliable payouts with smart routing and failover.

Create hosted pages to collect payments fast.

Ledger-ready balances for platform businesses.

Unified events with retries and signatures.

Stop stitching multiple SDKs together. PayLayer gives you a single API, best-in-class uptime, and analytics that show you real provider performance.

• Automatic provider selection based on success rate and latency

• Unified webhook schema with retries

• Developer dashboard with API usage and analytics

“PayLayer reduced our payout failures by 60% in the first month.”

Tomi Ade

Fintech Studio

“We shipped in two weeks because the docs are clean and the API is consistent.”

Amina Yusuf

Lagos Dev Co

“Routing and webhooks saved us a full quarter of engineering time.”

Jonah Okafor

Payflow

Track provider success rates, daily volume, and failures. Know exactly when to reroute traffic.

PayLayer handles routing, retries, and provider changes so you can focus on your product.

Get API changes, SDK updates, and best practices.